What to Do After a Hailstorm in Colorado Springs: A Homeowner’s Guide to Insurance-Covered Repairs

Hail damage on a roof from a recent storm.

Colorado Springs weather can turn violent fast — and when a hailstorm rolls through, it can leave behind a trail of damage. Roofs, stucco, windows, garage doors — all vulnerable. But here's the good news: most of this damage is often covered by your homeowner's insurance.
This quick guide will show you exactly what to do after a hailstorm to protect your home and make sure your insurance pays what it should.

Step 1: Stay Safe and Do a Quick Visual Check
Before anything else, make sure there’s no active danger. Look for:

• Downed power lines
• Broken glass or debris
• Leaks inside the home
• Water spots on ceilings

If it’s safe, walk around the outside of your home and take quick notes of visible damage — missing shingles, dented gutters, cracked stucco, or broken windows. Make sure to tarp and protect any damaged parts of your home from more damage. This is important when filing an insurance claim.

Step 2: Call for a Free, No-Obligation Inspection
Don’t call your insurance company yet.
Call a licensed contractor (like MD Roofing) for a free storm damage inspection. Why? Because if there’s no real damage, you don’t want a claim on your record.
We document everything and let you know if the damage is worth filing a claim — and if it is, we’ll guide you every step of the way.

We help homeowners get everything they’re owed, and we fight denied claims when needed. We’ve got your back.

Step 3: File a Claim (The Right Way)
Once your contractor confirms damage, it’s time to notify your insurance. You’ll need:

• Your policy number
• The date and time of the storm
• Photos of damage (we’ll help provide those)

Make sure you request a claims adjuster to visit your property — we’ll meet them on-site to ensure nothing is missed.

Step 4: Work with a Contractor Who Specializes in Insurance Claims
This is where most homeowners get shortchanged.
At MD Roofing, we don’t just fix roofs. We help you recover everything:

• ✅ Roof & gutter repair
• ✅ Stucco & siding repair
• ✅ Window replacement
• ✅ Garage door restoration
• ✅ Exterior painting touch-ups

We’re licensed, local, and we know what insurance is supposed to cover. You shouldn’t have to settle for patchwork when you pay for full coverage.

Step 5: Relax — We Handle the Rest
From meeting with the adjuster to fighting for every dollar of your claim, MD Roofing makes it simple. Most of our clients only pay their deductible. The rest? Covered.

Bonus Tip: Don’t Wait Too Long
Insurance companies put time limits on storm claims. Hail damage today might not leak for months, but by then your claim could be denied.
We recommend inspections within 48–72 hours after a storm.


Think your home may have storm damage?

Call MD Roofing today for a free inspection. We’ll check your roof, windows, stucco, and more — and help you get it covered by insurance.
📞 (719) 591-2142
🌐 https://www.md360roofing.com/
🕑 Available 24/7 during storm season