May 01st, 2023

In Colorado Springs, severe weather can wreak havoc on your home's exterior, including stucco finishes. Understanding whether your homeowner's insurance policy covers stucco repairs after a storm is crucial. This guide will help you navigate the process and ensure your home is restored to its original condition.

Understanding Stucco Damage:
Stucco is a durable material, but it's not immune to storm damage. Hail, wind, and heavy rain can cause cracks, chips, or even large sections to break away. Identifying this damage early is essential to prevent further deterioration.
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Does Homeowner's Insurance Cover Stucco Damage?
Typically, homeowner's insurance policies cover sudden and accidental damages, including those caused by storms. However, coverage can vary based on your specific policy and the cause of the damage. It's important to review your policy details or consult with your insurance agent to confirm coverage.​

Steps to Take After Discovering Stucco Damage:

1. Document the Damage: Take clear photos of all affected areas.
2. Prevent Further Damage: If safe, cover exposed areas to protect against additional weather exposure.
3. Contact MD Roofing: We offer free inspections to assess the extent of the damage and provide a detailed report.
4. File an Insurance Claim: Use the documentation and our inspection report to support your claim.​

How MD Roofing Can Help:
Our team specializes in storm damage repairs, including stucco restoration. We work closely with insurance companies to ensure your claim is processed smoothly and your home is repaired promptly.
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Storms can cause significant damage to your home's stucco, but with the right steps, repairs can be straightforward. Understanding your insurance coverage and working with experienced professionals like MD Roofing ensures your home is in good hands.

If your home has suffered stucco damage from a recent storm, contact MD Roofing today for a free inspection and assistance with your insurance claim. (7190 591-2142